That question is pretty much never followed up with good news. This time was no exception, or should I say the good news was that a charge of almost $1,000 to my credit card made by some jagoff that is in no way authorized to use it was declined by the card issuer due to its suspicious nature.
Thank you, Citibank Fraud Protection people. They were right on top of this, and when I remarked that the time frame for receiving my replacement card seemed a bit long, they immediately offered second day air delivery at no charge. Yay for a good customer service moment.
I’m very much aware of the rules for safe credit card use. Statements are fully destroyed upon reconciliation. New solicitations (I really don’t want any more credit cards) are fully destroyed upon receipt. I do make a fair number of online purchases, but only from known sites that appear to be secure.
I’m posting this mostly to vent about thieving jagoffs and to remind everyone that even if you are knowledgeable about credit card and information safety, and do everything possible to keep your information safe, it’s still possible that someone, somewhere, will get to it despite your best efforts.
I’ve had something like this happen before. I doubt I’m being targeted since the last time was several years ago. The circumstances were very similar. A large-ish charge was made to a store in a foreign country, probably over the phone since my credit card was still physically in my possession. The charge did go through that time, but was promptly reversed upon my phone call to customer service.
Since then, fraud protection has been stepped up quite a bit, at least by the credit card companies I use. I’ve had a couple of legitimate purchases questioned because they were larger purchases made out of state, while on vacation. Considering what just happened, I’m good with a little bit of suspicion now and then.
Note to self: Remember to make posts public or get that automatic posting thing working! It’s not a big deal this month, but next month is the “real” NaBloPoMo and it would not do to miss any postings, especially if there’s actually a post written, but not made visible!
(NaBloPoMo | October ’09: 7 of 31 | 75% Challenge: 229 of 274)